Privacy Policy

This Privacy Policy outlines how RegtechAfrica Media Limited, operating as RegtechAfrica Studio, collects, uses, shares, and protects your personal information in accordance with applicable laws, including the Nigerian Data Protection Regulation (NDPR).

1. Information We Collect

When you interact with our platform, we may collect the following types of information:

  • Information you provide to us directly:
    • Account and profile data: When you register for an account or book a consultation, we collect your name, email address, phone number, and company name.
    • Communication data: Information you provide when you contact us for support, send us feedback, or participate in our forums.
    • Service-related data: For premium services, you may provide sensitive business information related to legal, HR, compliance, regulatory, or financial matters. This information is necessary for our partners to deliver the requested services.
  • Information we collect automatically:
    • Technical data: Information about your device, browser, IP address, and how you interact with our website. This includes cookie data.
    • Usage data: Details about the pages you visit, the free resources you download, and the features you use on the RegtechAfrica Studio platform.

2. How We Use Your Information

We use the information we collect to:

  • Provide, operate, and maintain the RegtechAfrica Studio platform and its services.
  • Manage your account and communicate with you about your account and services.
  • Personalize your experience on the platform, such as recommending relevant free resources or services.
  • Facilitate and manage premium service delivery by connecting you with the appropriate expert partners.
  • Process payments and handle billing for premium services.
  • Analyze usage patterns to improve our website and services.
  • Send you promotional communications, newsletters, and updates, with your consent.
  • Enforce our Terms & Conditions and prevent fraudulent or illegal activities.
  • Comply with legal obligations.

3. How We Share Your Information

We will not share your personal information with third parties except in the following circumstances:

  • With your consent: We will obtain your explicit consent before sharing your information with any third party for purposes not outlined in this policy.
  • With our partners: When you book a premium consultation or service, we will share the necessary information you provide with the specific RegtechAfrica Studio Partner who will be delivering that service. These partners are independent entities, and their use of your information is also governed by their own privacy policies. We require our partners to adhere to strict confidentiality obligations.
  • With service providers: We may share your information with third-party vendors and service providers who perform services on our behalf, such as payment processing, hosting, and data analytics.
  • For legal purposes: We may disclose your information if required to do so by law, court order, or governmental regulation, or if we believe in good faith that such action is necessary to protect the rights, property, or safety of RegtechAfrica Studio, our users, or the public.
  • In a business transaction: If RegtechAfrica Media Limited is involved in a merger, acquisition, or asset sale, your personal information may be transferred as part of that transaction.

4. Data Security and Retention

We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure. We will retain your information for as long as your account is active or as needed to provide services to you, comply with our legal obligations, resolve disputes, and enforce our agreements.

5. Your Rights (in line with NDPR)

As a data subject, you have the following rights concerning your personal information, subject to certain conditions:

  • The right to be informed about the collection and use of your personal information.
  • The right to access your personal information held by us.
  • The right to object to the processing of your personal information.
  • The right to request the correction or deletion of your personal information.
  • The right to request that we restrict the processing of your personal information.
  • The right to withdraw your consent at any time.

6. International Data Transfers

As we expand beyond Nigeria, your personal information may be transferred to and processed in countries other than the one in which you reside. We will take all reasonable steps to ensure that your data is treated securely and in accordance with this Privacy Policy and the NDPR.

Terms & Conditions

By accessing or using the RegtechAfrica Studio website and its services, you agree to be bound by these Terms & Conditions.

1. Account Registration

To use our services, you must register for an account. You agree to provide accurate and complete information and to keep your login credentials confidential. You are solely responsible for all activities that occur under your account.

2. Services Provided

RegtechAfrica Studio provides a platform that offers both free resources and paid professional services.

  • Free Services: We provide free templates, guides, checklists, and other resources for informational purposes only. These resources are general in nature and may not be suitable for your specific circumstances.
  • Premium Services: For a fee, you can book consultations and engage in services with independent professional partners. The terms for these services (including deliverables and pricing) are agreed upon between you and RegtechAfrica Studio, and are then delivered by the relevant partner.

3. Disclaimers and No Legal or Professional Advice

The information and resources provided on the RegtechAfrica Studio platform are for informational purposes only and do not constitute legal, financial, or any other form of professional advice.

The services delivered by our partners are provided by independent professional entities, not employees of RegtechAfrica Media Limited. While we vet our partners for their expertise, we are not a law firm, accounting firm, or a regulated professional body. Your engagement with a partner for a premium service creates a direct relationship between you and that partner.

RegtechAfrica Media Limited and its affiliates disclaim any liability for any loss or damage arising from your reliance on the information or services provided through the platform.

4. Fees and Payment

All fees for premium services are clearly stated on the platform. You agree to pay all applicable fees and taxes. Our third-party payment processor will securely handle all financial transactions.

5. Intellectual Property

All content on the RegtechAfrica Studio website, including text, graphics, logos, and the “Studio” software itself, is the property of RegtechAfrica Media Limited and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from our content without our express written permission. The content you create or upload remains your property.

6. Limitation of Liability

To the maximum extent permitted by law, RegtechAfrica Media Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

  • Your use of or inability to use the platform.
  • Any unauthorized access to or use of your account.
  • Any conduct or content of any third party on the platform, including any partner.

7. Indemnification

You agree to indemnify and hold harmless RegtechAfrica Media Limited and its affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from:

  • Your use of and access to the platform.
  • Your violation of any term of these Terms & Conditions.
  • Your violation of any third-party right, including any copyright, property, or privacy right.

8. Governing Law and Dispute Resolution

These Terms & Conditions are governed by the laws of the Federal Republic of Nigeria. Any disputes arising from these Terms will be resolved in a court of competent jurisdiction in Lagos, Nigeria.

9. Changes to Terms

We reserve the right to modify these Terms & Conditions at any time. We will notify you of any changes by posting the new Terms on this page. Your continued use of the platform after any changes constitutes your acceptance of the new Terms.

Contact Us: For any questions or concerns about this Privacy Policy, please contact us at [info@regtechafrica.com].

Effective Date: [12th July, 2025]